System response times may vary due to a variety of factors,
including trading volumes, market conditions, and system performance.
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All accounts held by Ridge Clearing & Outsourcing are protected through the Securities Investor Protection Corporation (SIPC) and customers are afforded the benefits under the Securities Investor Protection Act of 1970. SIPC provides protection up to a $500,000 limit, of which $100,000 may be for cash balances. Information about SIPC protection, including a brochure, may be obtained directly from SIPC at www.sipc.org or (202) 371-8300.

In addition, Ridge Clearing & Outsourcing arranged for supplemental account protection through Customer Asset Protection Company (CAPCO), a licensed Vermont insurer which provides "Excess SIPC" protection of Full Net Equity of Securities and Cash, with no limitation on aggregate firm or per customer coverage. The additional securities and cash protection is of the same type and nature as provided by SIPC, but at a higher limit. Coverage is provided for the clearing operations of Ridge Clearing & Outsourcing (Ridge Clearing & Outsourcing), which includes all customer accounts that are cleared through Ridge Clearing & Outsourcing by its introducing broker-dealer clientele.